BEGIN:VCARD VERSION:3.0 REV:2023-11-28T04:29:14Z N;CHARSET=utf-8:Yin Yin;Neo;;; FN;CHARSET=utf-8:Neo Yin Yin TITLE;CHARSET=utf-8: EMAIL;INTERNET:neo.yin.yin@tokiomarine.com.my TEL;PREF;WORK: END:VCARD