BEGIN:VCARD VERSION:3.0 REV:2023-12-04T18:25:40Z N;CHARSET=utf-8:Fernandes;Melvyn;;; FN;CHARSET=utf-8:Melvyn Fernandes TITLE;CHARSET=utf-8: EMAIL;INTERNET:melvyn@vaishlaw.com TEL;PREF;WORK: ORG;CHARSET=utf-8:Vaish Associates URL:https://www.vaishlaw.com/ END:VCARD